Company Investments - Investors for Direct Lending

Attractive Private Market Investment in CHF
Investing in Swiss SME loans

FINMA-LICENSED
ASSET MANAGER

Independent provider of diversified private debt investments for qualified investors focusing on Swiss SME loans since 2015

ATTRACTIVE
INVESTMENT PROFILE

Diversified and custodial product solution with low correlation to traditional asset classes, lower volatility, and attractive returns

CONTROLLED
RISKS

Experienced team of finance professionals with extensive/in-depth credit expertise

SME loans in Switzerland present an appealing alternative asset class, offering attractive returns. Investing in Swiss SME loans via creditworld provides qualified investors with access to a diversified portfolio or individual loans from Swiss companies. Investors can opt for various product and mandate solutions or choose to invest in individual loans.

In addition to offering an attractive risk-return profile, investing in Swiss SME loans also enhances the diversification of existing investment portfolios. This investment product combines the stability and low volatility characteristic of private market investments with a high level of liquidity within this asset class.

Benefits for Investors

Ideal Investment Product for enhanced

Portfolio Diversification

- Invest in an existing, diverse portfolio of direct SME financings offering attractive returns in Swiss Francs
  Suitable for inclusion in custody accounts
- Benefit from stable income streams generated from interest,
  along with inherent liquidity due to consistent repayments from
  the underlying amortizing loans
- ME financing (private debt) features a low correlation to
  traditional asset classes, which enhances portfolio
  diversification
- Invest in CHF with no exposure to currency risk
- Enjoy high value stability and robust protection against market volatility
- Reduced issuer risk through a ring-fenced issuance vehicle
- Full transparency in reporting positions and fees

Access to an Attractive Asset Class through

Active Risk Management

- Invest in CHF Private Debt, offering attractive returns, low default rates, and high growth potential.
- Direct access to this asset class contributes to strengthening the Swiss economic landscape.
- Achieve broad industry diversification through diversified
  origination channels.
- Rigorous and documented due diligence process, including a
  two-stage credit assessment with an independent external rating, ensures a high-quality selection of loans.
- Thorough examination of credit projects in full compliance with
  all provisions and requirements of the investment guidelines.
- Continuous review and monitoring of creditworthiness and credit capacity throughout the loan term.
- A professional work-out/recovery process is in place to safeguard investor interests.

creditworld Group

Our Company

- Founded in 2015, creditworld is an independent provider of diversified private debt investments, specializing in Swiss SME loans
- The team is compromised of experienced finance professionals with in-depth credit expertise
- creditworld is a financial institution supervised by the supervisory organisation FINcontrol Suisse AG in compliance with the Financial Institutions Act FINIG and holds a licence as an independent asset manager from the Swiss Financial Market Supervisory Authority FINMA (Art. 17 FINIG)

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Our Values

- creditworld is self-financed and committed to sustainable growth free from conflicts of interests and dependencies
- We attach great importance to entrepreneurial behavior and adhere to the highest standards of professionalism and ethical conduct
- We pursue a long-term and conservative financing approach within the asset class

Our Core Expertise

- Our core competencies lie in the sourcing and credit assessment of SME financings
- Based on our credit expertise, creditworld has only recorded recovery cases of <0.5% p.a. of the placed credit volume since inception

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Our Investment Solutions

- Qualified investors have access to a custodial, actively managed tracker certificate with secondary market, offering exposure to an existing and expanding portfolio of direct SME loans
- In addition to the product solutions, investors also have the option to invest in Swiss SME financings through mandate solutions or individual loans