Alternative Investments - Investoren für Direct Lending

Attractive Private Market Investment in CHF
Investing in Swiss SME loans

FINMA-LICENSED
ASSET MANAGER

Independent provider of diversified private debt investments for qualified investors focusing on Swiss SME loans since 2015

ATTRACTIVE
INVESTMENT PROFILE

Diversified and custodial product solution with limited correlation to traditional asset classes, lower volatility and attractive returns

CONTROLLED
RISKS

Experienced team of finance professionals with in-depth credit expertise ensures a high-quality selection of loans

Investing in Swiss SME loans through creditworld offers qualified investors access to a diversified portfolio or individual loans from Swiss companies. Investors can opt for various product and mandate solutions or choose to invest in individual loans. In addition to an attractive risk-return profile, an investment in Swiss SME loans further enhances the portfolio diversification of existing investment portfolios.

The investment product combines the stability and low volatility characteristics of private market investments with a high level of liquidity within this asset class.

Benefits for Investors

Ideal Investment Product for enhanced

Portfolio Diversification

- Invest in an existing, diversified portfolio of direct SME financings offering attractive returns in Swiss Francs
- Suitable for inclusion in custody accounts
- Capitalize on stable income streams generated from interest,
  along with inherent liquidity due to consistent repayments from
  the underlying amortizing loans
- SME financing (private debt) features a low correlation to
  traditional asset classes, which enhances portfolio
  diversification
- Invest in CHF with no exposure to currency risk
- Benefit from high value stability and robust protection against
  market volatility
- Reduced issuer risk through a ring-fenced issuance vehicle
- Full transparency in reporting positions and fees

Access to an Attractive Asset Class through

Active Risk Management

- Invest in CHF Private Debt, offering attractive returns, low default rates and high growth potential.
- Direct access to this asset class contributes to strengthening the Swiss economic landscape.
- Achieve broad industry diversification through diversified
  origination channels.
- In-depth and documented due diligence process, including a
  two-stage credit assessment with an independent external rating, ensures a high-quality selection of loans.
- Thorough examination of credit projects in full compliance with
  all provisions and requirements of the investment guidelines.
- Continuous review and monitoring of creditworthiness and credit capacity throughout the loan term.
- A professional work-out/recovery process is in place to safeguard investor interests.

creditworld Group

Our Company

- Founded in 2015, creditworld is an independent provider of diversified private debt investments, specializing in
  Swiss SME loans
- The team is compromised of experienced finance professionals
  with in-depth credit expertise
- creditworld is a financial institution supervised by the
  supervisory organisation FINcontrol Suisse AG in compliance
  with the Financial Institutions Act FINIG and holds a licence as
  an independent asset manager from the Swiss Financial
  Market Supervisory Authority FINMA (Art. 17 FINIG)

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Our Values

- creditworld is self-financed and committed to sustainable
  growth free from conflicts of interests and dependencies
- We attach great importance to entrepreneurial behaviour and
  adhere to the highest standards of professionalism and ethical conduct
- We pursue a long-term and conservative financing approach
  within the asset class

Our Core Expertise

- Our core competencies lie in the sourcing and credit
  assessment of SME financings
- Based on our credit expertise, creditworld has only recorded
  recovery cases of <0.5% p.a. of the placed credit volume since inception

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Our Investment Solutions

- Qualified investors have access to a custodial, actively
  managed tracker certificate with secondary market, offering exposure to an existing and expanding portfolio of direct
  SME loans
- In addition to the product solutions, investors also have the
  option to invest in Swiss SME financings through mandate
  solutions or individual loans